mortgage & real estate

Make the most of your money.

First National Bank- Fox Valley’s mortgage banking will help you explore all of your options. Turn to us when you’ve made the decision to build, buy or refinance. You’ll feel comfortable with our lenders because we put your needs first. We’ll review all the details of the process so you’ll feel confident with your choices.

mortgages (conventional and jumbo loans)

Free pre-qualifications and pre-approvals
Fixed rates out to 30 years
In-house underwriting
Programs available that eliminate the need for private mortgage insurance
Bridge loans
FHA purchase and refinance
WHEDA Home Purchase Program
State VA approved

home equity lines of credit

Lines of credit available to 95% of value
Interest-only payment options
No costs* to establish the line of credit

(*If appraisals or full title policies are required for loan approval, some fees may be incurred.)

home equity loans

Loans available to 95% of value
One-, three-, and five-year rate locks available

construction loans

Flexible programs to fit individual borrowers’ needs, including approval for the end-loan financing
Bridge loans

investment property loans

Conventional fixed loan up to 30 years
Balloon loans with as little as 10% down with no private mortgage insurance

Rehabilitation Loans

6 months rehabilitation period
Interest only payments during rehabilitation phase
Investment Properties: 85% LTV
Owner Occupied: 90% LTV

mortgage rates

Print out Loan Application

Click here for more details: mortgages@fnbfoxvalley.com