Certificates of Deposit

You want to be secure with your money while making sure it grows. Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) are great tools offered by First National Bank – Fox Valley if you’re looking for secure growth of your money.

Certificates of Deposit (CDs)

We offer a variety of terms giving you the option to select the time period that best fits your financial objectives.
Available CD Terms:  3, 6, 12, 18, 24, 36 and 48 months

Minimum opening deposit


$500 – under 18 years of age


3 month CD (credit to CD)
All other terms (credited and compounded)


At maturity

Interest Payment

  • Transferred to another FNB account
  • Issued by check
  • Reinvested back into the CD

CD Renewal

Automatically renews upon maturity

Grace Period

The account owner has ten (10) calendar
days after maturity to withdraw the funds
without penalty. Interest is not paid during
the grace period unless the funds from this
Certificate of Deposit are deposited into another
FNB Certificate of Deposit.

Early Withdrawal penalty  

CD terms less than 12 months
CD terms 12 months and longer


3 months  simple interest
6 months simple interest


For current CD interest rates or to open a Fixed Rate CD, call 920.729.6900 or visit a FNB Fox Valley branch location near you and work with one of our experienced personal bankers now.