Treasury Management Services
There is more to staying on top of your business’s finances than just having a deposit account. Our experienced business banking professionals will help you streamline collecting and making payments, processing payroll, as well as monitoring and evaluating cash cycles.
With treasury management services from First National Bank - Fox Valley, your financial operations can be made more efficient so you have time to focus on more important aspects of your business. Our treasury management services include:
- eCorp Online Banking
- ACH Origination
- Reloadable Debit Cards
- Remote Deposit
- VISA Business Credit Card
- Sweep Accounts
- Zero Balance Accounts
- Merchant Services
- Spot Pay
- Bill Pay
- Wire Transfers
- Positive Pay
- ACH Blocks
Online business banking gives you the opportunity to view current deposit and loan balances, daily transaction activity and to make internal transfers between accounts from a multi-authenticated secure banking website. Check and deposit images can be viewed for current or previous statement cycles, and payments and deposits in your business checking account can be monitored closely. eCorp Online Banking also will give you the ability to establish multiple users within your company and tailor each employee’s access level based on your security needs.
ACH is a cost effective, time saving and secure way to initiate authorized funds transfers to and from third party accounts at other financial institutions for next day payments or receipts.
A reloadable debit card is a great alternative to paper checks for individuals who do not have access to checking account services. These cards can be used and re-used for direct deposit payroll, employee reimbursements, commission or bonus payments. The employee owns and manages the card for a low monthly fee.
Add to workflow productivity by saving time and money while streamlining collections and cash flow. This service allows you to scan checks and transmit images conveniently from your office to post as a deposit to your checking account. No more courier fees or time consuming trips to the bank! See how to take advantage of this service in our Remote Deposit demo.
Make your idle funds work for you. Investment Sweep Accounts automatically transfer surplus deposit balances over a set target deposit balance to a specified investment account to earn a return. Loan Sweep Accounts transfer funds to your line of credit to minimize interest rate expense without the need for monitoring or manual transfers.
Zero Balance Accounts (ZBA) can be established to assist business clients in efficiently managing one or more subsidiary accounts to a primary operating account. This account is established with a zero balance and funds sweep from the primary operating account as items clear the zero balance account.
By offering the optimal Point of Sale solutions through our alliance partner Wind River Financial Services, you are able to enhance your cash flow by expediting customer payments settled directly into your checking account. Your transaction will be processed efficiently at the lowest cost for your business.
Spot Pay is an alternative service to settle credit and debit payments utilizing your smart phone.
Safeguard your deposit account number and eliminate cost of stamps by utilizing our bill pay services. You are able to input your third party payees into our system and set-up one time or recurring payments on specified due dates.
Wire transfer services are offered, allowing for a quick and reliable way to initiate or receive domestic or foreign funds transferred on the same business day when processed before set deadline.
Add this level of fraud protection to your bank accounts. This service automatically monitors your account by matching clearing items with issued items allowing you to spot suspect transactions and notices before they clear. You can stop fraud before it posts to your account!
Like Positive Pay, ACH Blocks prevent unauthorized and unknown debit and credit transactions from posting to your bank account.
If you have questions about any of FNB Fox Valley’s treasury management services, our staff will gladly answer them. Visit us in person at any of our offices, email us or call 920.729.6900 during normal business hours.